VFW Travel Accident Protection - vfw
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"ON-THE-MOVE" Coverage Stands By You — Around the Corner OR Around the World
Here's a quick way to make an important difference in helping to secure greater financial confidence for your family:
Activate your "ON-THE-MOVE" accident insurance coverage today. You'll lock in important coverage ($150,000.00 Accidental Death if you die in a private motor vehicle plus an additional $150,000.00 for a total of up to $300,000.00 if traveling in a common carrier vehicle. You will also be eligible to receive $500.00 a day if a covered accident lands you in the hospital for up to 12 months), and all at the group rate premium of $7.61 a month.
Here's What You Get:
Up to $300,000.00 in ON-THE-MOVE accidental death protection – covering you whenever you're traveling … anywhere in the world … on just about any kind of transportation. In fact, this coverage starts the moment you drive away from home.
In addition to your $300,000.00 coverage, you're also paid $500.00-a-day in cash benefits for every day you stay in the hospital, up to 12 months, because of a covered travel accident.
Acceptance GUARANTEED* - You Cannot Be Turned Down
As a VFW Member, you're officially eligible to receive this $150,000.00 coverage. You cannot be turned down … regardless of your health, occupation, past driving records, or the number of miles you travel annually.
All benefit amounts reduce by 50% at age 75, regardless of age at enrollment.
Please refer to the “Terms” section for exclusions.
ON-THE-MOVE Travel Accident Protection provides up to $300,000.00 coverage at a competitive price.
The result is a program that stands by your family with benefits when they may need them most:
$150,000.00 CASH BENEFITS PAID to your beneficiary if you fall victim to a covered fatal crash in a private passenger vehicle (either as the driver or a passenger).
PLUS AN ADDITIONAL $150,000.00 CASH BENEFITS PAID FOR A TOTAL OF UP TO $300,000.00 to your beneficiary if you die in a covered accident as a fare-paying passenger on an airplane, taxi, bus, cruise ship, train or other common carrier.
$500.00-A-DAY CASH BENEFITS PAID for every day you're treated as an inpatient in a hospital because of a covered travel accident. Benefits paid directly to you for up to 365 days.
Of course, your "ON-THE-MOVE" coverage is paid REGARDLESS of any other insurance you may have. It's a valuable benefit to help pay for expenses your other insurance might not cover — like co-payments or deductibles … plane tickets for loved ones to fly home … even bills like the electricity and mortgage piling up at home, or anything you choose.
A Safety Net — Yours at a competitive rate
Thanks to this travel accident coverage, you can rest assured under this "ON-THE-MOVE" protection. Take a look:
Monthly Rates for "ON-THE-MOVE" Coverage:
|Member & Spouse||$11.60|
Rates do not include a $3.50 administrative fee per premium payment for direct bill payment, or a $3.00 administrative fee per premium payment for credit card payments, or a $1.25 administrative fee per premium payment for automatic bank deduction.
Your "ON-THE-MOVE" coverage starts the first day of the month after your enrollment form and first premium payment are received. You cannot be singled out for cancellation or an increase in your premiums due to a change in your health, occupation, claim history or traffic accidents. Premium rates may be changed on any premium due date. We will provide written notice of at least 31 days before the date of change. Your benefits will continue in full force as long as you pay your premiums on time, remain a VFW Member in good standing, and the Master Policy remains in force. Regardless of age at enrollment, all benefit amounts reduce by 50% at age 75, regardless of age at enrollment.
Why activate "ON-THE-MOVE" coverage?
Because VFW Members are "on-the-move" people. With our active outdoor lifestyles, we're often "out and about" in cars, planes, buses, taxis, trains, ships, ferries and more. So we set up the "ON-THE-MOVE" plan as an “extra-mile” insurance coverage to help protect VFW families in exactly those situations.
Why should you consider the "member & spouse" coverage option?
Because your spouse is probably on the go about as much as you. Since no one can predict whom or when an accident will occur, the VFW urges all Members to strongly consider the "member & spouse" option when you enroll in "ON-THE-MOVE."
I already have insurance. How does "ON-THE-MOVE" work with any other protection I've already set up?
"ON-THE-MOVE" is paid regardless of any other coverage you may have. That means your beneficiary can collect the "ON-THE-MOVE" cash benefits - REGARDLESS of any other insurance proceeds from a medical plan, life insurance, workers' compensation or any other program.
What if I decide "ON-THE-MOVE" isn't right for me?
There's no obligation with the program's “Free Look” Period. As soon as you sign up, we'll send you a Certificate of Insurance. Look it over for a full 30 days. If you're not completely satisfied, just let us know. We'll cancel your coverage and refund of any premium you've paid, as long as you haven't made any claims during that time.
Terms and conditions of coverage are set forth in Group Policy Number 9600/9601/9602, policy form series 17-50925 issued by Securian Life Insurance Company. Additional information is contained in the Certificate of Insurance which is issued to all persons who become insured under the plan. In the event of any discrepancy between this information and the policy/certificate, the terms of the policy/certificate will apply. As determined by state insurance regulations, this plan may not be available in all states. Availability of this offer may change. All benefit amounts reduce by 50% at age 75 regardless of age at enrollment.
In addition to any benefit-specific exclusions, benefits will not be paid for any Injury or Loss which, directly or indirectly, in whole or in part, is caused by or results from any of the following: intentionally self-inflicted injury, suicide or any attempt threat while sane or insane; declared or undeclared war or act of war; military or combat activities while serving in the armed forces, National Guard, or organized reserve corps in any state, country, or international authority; sickness, disease, bodily or mental infirmity or medical or surgical treatment thereof, or bacterial or viral infection, regardless of how contracted. This does not include bacterial infection that is the natural and foreseeable result of an accidental external bodily injury or accidental food poisoning; flight in, boarding or alighting from an Aircraft or any craft designed to fly above the Earth’s surface: a. except as a fare paying passenger on a regularly scheduled commercial airline; b. being flown by the Covered Person or in which the Covered Person is a member of the crew c. being used for: i. crop dusting, spraying or seeding, giving and receiving flying instruction, firefighting, sky writing, sky diving or hang-gliding, pipeline or power line inspection, aerial photography or exploration, racing, endurance tests, stunt or acrobatic flying; or ii. any operation that requires a special permit from the FAA, even if it is granted (this does not apply if the permit is required only because of the territory flown over or landed on); d. designed for flight above or beyond the earth’s atmosphere; e. an ultra-light or glider; f. being used for the purpose of parachuting or skydiving; g. being used by any military authority, except an Aircraft used by the Air Mobility Command or its foreign equivalent; the Covered Person’s intoxication as determined according to the laws of the jurisdiction in which the accident occurred; voluntary ingestion of any narcotic, drug, poison, gas or fumes; driving while intoxicated or driving under the influence of a controlled substance; riding or driving as a professional in any kind of race for prize money or profit.
Securian Life Insurance Company, St. Paul, MN 55101
P.O. Box 26610, Phoenix, AZ. 85068
Questions? Call toll-free 1-877-850-0183
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Here's What You Get:
- $150,000.00 Accidental Death benefit if you die in a private motor vehicle or $300,000 if traveling in common carrier vehicle
- $500.00-a-day cash benefits for a hospital stay resulting from a covered accident